Digital gold
Buy gold in any amount, held safely for you
Buy by rupees or by grams. We match every gram with physical gold, hold it in custody in your name, and buy it back from you at a disclosed rate whenever you choose to sell.
Buy digital gold in the Save My Gold app
Opening soon. Purchases will open in the app for Android and iOS.
Before you buy
The essentials, in one place. Full terms are in our gold purchase policy.
- Purity
- To be published. Purity is shown on every quote and invoice.
- The price
- Rate per gram, weight, GST, any charges and the total, all shown before you pay.
- How long a price holds
- To be published. If a quote expires, you'll get a fresh one at the current rate.
- GST
- Charged as applicable and shown separately, currently 3% on gold.
- Charges & spread
- No making charges. Any platform fee is its own line. The sell-back rate is lower than the buy rate; see pricing.
- Limits
- Minimum To be published, maximum To be published. Larger amounts may need extra verification.
- Payment
- Your order moves forward only once our payment partner confirms your payment.
- Invoice & allocation
- Once gold is confirmed, you get a GST invoice and allocation reference, and the grams appear in your holdings.
- If an order can't be completed
- If you've paid but we can't allocate gold, the order is cancelled and the full amount is refunded to your original payment method. See our refund policy.
Worked example
Where ₹1,030 goes
A hypothetical example to show the arithmetic. It assumes a rate of ₹10,000 per gram, GST at 3% and no platform fee. It is not a live price or an offer.
- Hypothetical gold rate
- ₹10,000.00 per gram
- Gold you receive (₹1,000 ÷ ₹10,000)
- 0.100 g
- Value of that gold
- ₹1,000.00
- GST at 3%
- ₹30.00
- Total you pay
- ₹1,030.00
Selling this 0.100 g back later would pay the buyback rate on that day, and the ₹30 GST is not returned. See the sell-back example.
Prefer something you can hold?
Our gold coins, in 1, 2, 4, 5, 8 and 10 grams, are delivered to your door with a GST invoice.
Shop gold coins